How Much Can I Pay Myself This Month?

A 5-minute check to estimate what your business can reasonably pay you this month, without guessing from your bank balance.

Some of the money in your bank account is already spoken for. Enter the numbers below and we'll do the math.

1. Cash you have

Cash in your business bank account today

Use your main operating account. Don't include money you've already moved into a separate account for taxes or another specific purpose.

2. Cash coming in

Cash you expect to receive before month-end

Only include money you expect to actually receive this month. Don't include invoices that probably won't be paid until later.

3. Subtract what's already spoken for

Enter what your business still needs to pay before the end of the month.

Contractors and payroll

Operating expenses

Software, rent, insurance, marketing, professional fees and other normal business expenses still due this month.

Debt and credit card payments

Taxes you need to set aside

Other known cash commitments

4. Decide what needs to stay in the business

Minimum bank balance you don't want to go below

Not sure? Enter an amount you'd be uncomfortable letting your business account fall below for now. Think about bills due early next month, uneven sales, slow-paying customers or other upcoming cash needs.

5. Have you already paid yourself this month?

Owner pay you've already taken

Enter 0 if you haven't paid yourself yet this month.

Estimated Amount Available for Owner Pay

After accounting for the cash commitments and minimum balance you entered, this is your estimated owner pay for the month.

Estimated Additional Owner Pay Available

This is a planning estimate based only on the numbers you entered. It isn't a recommendation to withdraw this amount.

Want to understand what’s driving your number?

Your result is a starting point. The next step is understanding why you’re getting that number and what you can change to improve it.

Show Me What to Look At Next